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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

You should change the batteries in your smoke detectors at least once per year. Mark it on your calendar or make it a holiday or birthday tradition so that you always remember it. You should also be testing your smoke alarms monthly to ensure they’re working properly and can alert you in case of an emergency.

To stop a smoke alarm from chirping, you must first determine what the device is alerting you to. If your battery is out or has been removed, simply change the battery and the chirping should stop. If it does not, try resetting the alarm, checking the breaker, or calling a professional to take a look.

Yes, it’s worth capping a chimney. Here are several reasons to install a chimney cap:

• Keep out rain, snow, wildlife, and other debris

• Help prevent chimney fires

• Reduce your chimney’s exposure to moisture

• Maintain your chimney flue liner

• Help reduce energy bills by helping regulate your home’s temperature