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Arborists questions, answered by experts

While the trees in your backyard are good for the environment and look beautiful, they could present a danger to your home under the wrong circumstances. This task is typically beyond the capabilities of the average homeowner due to its dangerous nature, so it’s best to leave this task to a professional. In some cities, it’s even illegal to remove a tree yourself.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

If an arborist is certified by the International Society of Arboriculture (ISA), the highest level of certification available is ISA Board Certified Master Arborist. According to the ISA, this credential is reserved for arborists “who have reached the pinnacle of their profession.” Check your arborist’s credentials before hiring to confirm their level of training and expertise.

Yes, the same rules discussed above apply to your neighbor: They can trim one of your trees as long as they’re only cutting the portion that extends into their property. Your neighbor is not allowed to access your property without permission, nor can they cut past the property line. 

The fastest ways to remove a tree stump are by grinding it or burning it.

Stump grinding is often the quickest method, with professionals able to chip away a stump and its roots within a single session. You have the option to hire a professional stump removal service or rent a stump grinder to do it yourself. However, it's important to note that these machines can be large, difficult to transport, and dangerous to operate without prior experience. For safety reasons, hiring a local arborist or landscape specialist is often recommended.

Burning is another fast option. Before you begin, check your local burn laws. The process involves drilling holes into the stump, filling them with vegetable oil, and waiting 24 to 48 hours. Afterward, you can add charcoal bricks to the surface and light the fire, which must be attended at all times.

For a more affordable but much slower alternative, you can use potassium nitrate pellets to accelerate the natural decomposition process. This method typically takes four to six months.

The Shelby, NE homeowners’ guide to arboricultural services

From average costs to expert advice, get all the answers you need to get your job done.