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Arborists questions, answered by experts

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

All of the tree root removal methods mentioned above are effective on any kind of root, whether it’s still growing or simply needs a gentle nudge to finish decomposing. The only difference is that larger roots tend to be harder to remove and may require multiple chemical treatments as well as manual labor to eradicate.

If you ever want to see the literal fruits of your labor, you’ll need to prune your peach trees. Without pruning, the trees may not grow or bear fruit since the nutrients will be divided among too many offshoots to provide any with enough energy to produce the peaches. Plus, if parts of the peach tree become diseased or pest-ridden, pruning can nip those problems in the bud.

Leaving the tree stump and letting it rot is never a good idea, as this leads to insect infestations and other frustrations. Additionally, decomposing trunks are at risk for diseases that spread out to the remaining plants and trees in the yard, thus ruining your whole outdoor aesthetic. It's usually best to remove the stump at the same time you remove the tree.

Trimming your palm trees once or twice per year keeps them healthy and robust. Caring for palm trees includes cutting off brown leaves to prevent wildfires and pathway obstruction. However, you don’t want to over-trim the palm tree. Cutting too many branches off will weaken the tree and prevent future growth. And it’s essential to have a strong, healthy palm tree during hurricane season to prevent safety risks or property damage.

The Hampton, NE homeowners’ guide to arboricultural services

From average costs to expert advice, get all the answers you need to get your job done.