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Arborists questions, answered by experts

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

You can never truly stop a maple tree from growing taller, but you can rein in its growth by pruning. Proper pruning helps maintain a safe size for your tree without causing permanent damage. It’s important to start pruning a tree while it’s young, long before it becomes a problem. Otherwise, you may be left with too many hazardous branches to remove at once.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

Since each tree is different, it’s impossible to say how long a dead tree can remain on your property. While it could be days, months, or even years, it’s highly likely that, at some point, the tree will fall. In the meantime, dying or dead trees can become a haven for pests, so it’s best to have them removed sooner rather than later.

Yes, you can prune a palm tree with a chainsaw, but a chainsaw is overkill for a job like this. You risk damaging the tree if you make a bad cut. More commonly, you’ll need pruning shears or a serrated knife to trim a palm tree, or you can use a specialized pruning saw instead of a chainsaw.

The Saint Edward, NE homeowners’ guide to arboricultural services

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