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Last update on June 25, 2026

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Arborists questions, answered by experts

The average lifespan of an oak tree is 100 to 300 years, so long as it isn’t impacted by diseases like sudden oak death. Some species will last shorter or longer, depending on where you live.

Depending on the severity of the damage, a tree might continue healing for years after a split or a break. Saplings can usually bounce back in the spring in one or two seasons, but larger trees might take a few years to regain their former strength. If your tree is showing strong growth and is not dropping limbs, you can consider it healed after the first two seasons.

For Bradford pears, damage from storms is common, and if the trunk splits, it can pose a danger to people and surrounding structures. The best thing to do in that instance is to have the tree removed. If there’s only minor damage to the branches, pruning away the damaged parts is the first order of business. You may also want to consult a professional arborist to make sure the tree is healthy.

Any tree that needs to be pruned should be pruned to remove dead branches at least once a year. You may need to prune far more often if you’re trying to maintain a certain shape or to save a tree that suddenly becomes infected.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

The Palmer, NE homeowners’ guide to arboricultural services

From average costs to expert advice, get all the answers you need to get your job done.

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