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It can be bad to leave a dead stump in the ground. A stump becomes a hefty piece of dead wood in time and eventually (especially with the help of rain) starts to rot. That makes it a locus point for diseases and pesky insects, as well as a bit of an eyesore. It’s best to remove a tree stump completely before it starts to decay, especially before it starts to fall apart. If the tree was removed because of disease, it’s even more important to fully remove the stump if possible.

Yes, it is essential to confirm that any tree service company you hire is properly insured before they begin work. Tree removal, trimming, and pruning are dangerous jobs, and proper insurance protects you, your home, and the company from liability in case of accidents or damage. Look for a company that carries both general liability and workers’ compensation insurance, and do not hire one that cannot provide proof of coverage. When browsing for professionals, you can look for indicators like an “Angi Approved” badge, which signifies that the business meets standards like holding applicable licenses and passing a background check. Keep in mind that a license is a legal requirement to operate, while certifications are typically voluntary.

The safest way to cut down a tree is to make sure you’re completely prepared and have done all the necessary safety checks, including double-checking your equipment is in good working order, you have plenty of clearance to fell the tree, you’re wearing all the safety gear, and you have a partner to help you (who should also be wearing safety gear). 

Yes, cutting a tree's roots can cause it to fall, particularly if major support roots are severed. In extreme cases, trimming roots can affect the tree's structure and stability. Many crucial roots are located just below the soil's surface. If you make severe cuts to roots more than 2 inches in diameter, you risk impacting the tree's water flow and its ability to withstand severe winds or storms. Even cutting roots less than half an inch in diameter under or outside the tree's canopy can cut off its water supply, causing it to decline, die, and eventually topple.