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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Transplanting a palm tree is a similar process except for a couple of important differences. First, their root ball doesn’t need to be as large as a “true” tree, which makes them a bit easier to dig up and move around. Second, they struggle more with taking root and staying upright in a new location, so it’s important to give them extra support when staking. 

According to scientists at Penn State University, spotted lanternflies do not typically kill the trees and plants they feed on, but they can cause branches and segments to die off. However, they have been found to kill cultivated grapes, which can have devastating consequences for vineyard owners and regions that heavily rely on vineyards to create jobs and generate revenue. They have also killed the Ailanthu altissima, known as the tree of heaven, though this is classified as a noxious and invasive weed tree.

Not all leaning trees are dangerous, but they can be a hazard as gravity may eventually cause them to fall. A key factor is whether the lean is new or has been present for a long time. Trees that have grown with a lean for years are not typically an immediate danger, but a sudden lean is a cause for concern as it often indicates weakening roots. If a tree is leaning more than 15% from vertical, you should consider having it straightened or transplanted. To be safe, it's always best to hire a professional arborist to inspect any leaning tree to assess the risk and avoid potential accidents.