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Single-pane windows might let in the cold, but if you’re not ready for a long-term solution or window replacement, there are quick fixes to keep your space warmer. Start by sealing gaps with weatherstripping or caulking around the frame to block drafts. For an extra barrier, apply window insulation film to the glass, trapping an air pocket between the film and the window. Thick curtains or thermal drapes can also help keep the chill at bay. And if you’re in a pinch and looking to get creative, bubble wrap can provide a surprisingly effective layer of insulation—just spritz the window with water and press it on, bubble side in.

Water heater blanket prices range from $20 to $40 on average, though you typically won’t need to spend more than $30 for all the tools and materials required for installation—which include the blanket itself, heavy-duty scissors, and electrical tape. Blankets with higher R-values will also be slightly higher in price.

Your house may be cold even if the heat is on because of bad insulation, gaps in doors, small holes pulling hot air from the home, or excess humidity. The heater itself might be malfunctioning. For this problem, you’d need to talk to an HVAC pro. If you have a gas heating system (most do) this should be considered an urgent job as natural gas could be leaking in your home.

Traditional clapboard siding, particularly with panels made from wood, is not a significant insulator on its own. However, you can keep your home cooler in summer and warmer with "insulated clapboard siding," which is a type of vinyl clapboard siding with a built-in foam insulation. Consult a local siding contractor to determine whether insulated siding is right for your home.