What Is a MERV Rating on an Air Filter?

Better call MERV to keep those nasty allergens out

A couple relaxing with their dog on the sofa
Photo: Catherine Falls Commercial / Moment / Getty Images
A couple relaxing with their dog on the sofa
Photo: Catherine Falls Commercial / Moment / Getty Images
Highlights
  • MERV ratings operate on a scale of 1 to 20, with 1 blocking out only large particles and 20 blocking out very fine particles.

  • Most households only need filters with a MERV rating of 6 to 8, but 11 to 13 is ideal if household members have severe allergies, respiratory diseases, or compromised immune systems.

  • Pets, smog, pollen, furnace age, and other factors determine which MERV rating is best for your HVAC setup.

  • The difference between 13 and 20 MERV ratings is minimal for household use, and MERV ratings above 13 cost more for minimal benefit.

Get quotes from up to 3 pros!
Enter a zip below and get matched to top-rated pros near you.
Geo Icon

Ever seen those numbers on air conditioner filters and wondered what they meant? Those are MERV ratings, which is a standardized scale used all over the world to score air filters. Scores are given based on how effectively the filters block particles, based on size, from circulating through the air in your home. Here’s what you need to know about MERV ratings on air filters and how they factor into choosing the best filter for your home’s HVAC system. 

What Is a MERV Rating?

MERV stands for "Minimum Efficiency Reporting Value," and it rates an air filter’s ability to block particles of specific sizes from passing through. The MERV scale ranges from 1 to 20. A rating of 1 is the least effective (only blocks really large particles), and 20 is the most effective (blocks everything from large to really tiny particles). 

MERV rating meanings, with 13 to 17 blocking bacteria and particles that humans sneeze
Photo: Bill Oxford / iStock / Getty Images Plus / Getty Images

A filter with a MERV rating of 1 can only block particles bigger than 10 microns, which is about the same size as a water droplet. In contrast, a MERV rating of 20 can filter out particles as small as 0.3 microns, which encompasses free-roaming viruses and carbon dust.

There are other rating systems for air filters, such as MPR (Microparticle Performance Rating) and FPR (Filter Performance Rating). While these alternate systems use similar criteria to MERV ratings to measure air filter efficiency, MERV ratings are superior because they are internationally standardized. If you purchase third-party air filters or move to another country, MERV ratings provide the same information about the filter’s particulate abilities across the board.

Finding the Ideal MERV Rating for Your Air Filter

Which MERV rating is best for your home HVAC unit? This depends on several factors. For more specific advice based on your area and system, reach out to a local HVAC technician

The Age of Your Unit

If your HVAC components are older, filters that can block ultra-fine particles can put too much strain on them and put your entire system out of commission. Furnaces predating the 1970s might require filters with a low MERV rating, such as inexpensive mesh filters.

Your Budget

The higher the MERV rating, the more expensive the filter is. While filters with a high MERV rating block out the most particles, they might not necessarily be the most cost-effective option for residential air filtering. The highest MERV ratings can block out the tiniest particles from yucking up your indoor air, but they also have to work harder at it and can raise your energy bills. If you have a lower home maintenance budget, choosing a filter with a rating closer to 6 or 8 might be your best bet. 

Household Composition

Most people opt for a MERV rating of 8 to 13 to filter out a wider range of particles. Filters with a 12 to 13 MERV rating are ideal for household members with asthma, allergies, or other medical conditions that make them more sensitive to air quality. A filter with a range of 12 to 13 MERV is also ideal for homes with pets, especially if you have a long-haired or dander-prone furry friend.  

Local Air Quality

Some areas of the country are prone to worse air quality than others. If you live somewhere that frequently sees less-than-ideal air quality and has lots of air pollution, like in bigger cities, getting an air filter with a MERV rating of 12 to 13 is a good idea.

Which MERV Rating Applies to HEPA Filters?

A man replacing an air filter
Photo: BackyardProduction / iStock / Getty Images Plus / Getty Images

Air filters that achieve a MERV rating of at least 17 are officially designated as HEPA, High-Efficiency Particulate Air Filters, by the U.S. Department of Energy. HEPA filters are capable of removing at least 99.97% of airborne particles larger than 0.3 microns, and there’s a very low chance that particles this size or smaller can pass through. HEPA filters for standalone air purifying devices may be more wallet-friendly than HVAC-level HEPA filters, which can cost $35 to $60 per filter, not counting the uptick in energy bills. You’ll also have to replace HEPA filters more frequently than lower-MERV-rating air filters. 

Filter Maintenance

Regular cleaning and maintenance are just as important as the filter grade. It won’t matter if your filter is capable of blocking out particles finer than micro glitter if you could’ve earned a college degree in the time between cleanings. Clean reusable air filters or replace disposable ones every one to three months, no matter the MERV rating. A local air conditioning repair company can assist you with finding the right filters for your household's needs and establish a maintenance plan based on the age and type of HVAC system you have.

Frequently Asked Questions

MERV 11 ratings aren't too high for residential use in most cases. They can block pet dander, mold spores, fine dust particles, and other allergens and irritants. However, you'll need to check that your HVAC system isn't too old or weak to handle filters with MERV ratings above 6 to 8. Newer systems can handle MERV 11 filters without issues, but higher-rated filters can strain older systems.

Air filters with a MERV rating of 11 or higher need to be changed every three to six months. If your filters are incredibly strained because of environmental factors, such as living in a smoggy, pollen-rich area with a large household, you may need to change your filters every two months regardless of the MERV rating.

Air filters with a high MERV rating, 11 or above, shouldn't cause airflow problems in most residential systems. However, the airflow can be restricted in some HVAC systems if they aren't designed for high MERV ratings. If in doubt, a local duct installer should inspect your ductwork so that you know what your system can handle.

Need professional help with your project?
Get quotes from top-rated pros.
The homeowners guide to heating and air conditioning services
From average costs to expert advice, get all the answers you need to get your job done.
Air conditioner units on concrete slab outside the house
May 9, 2025
May 9, 2025
Here's what you can expect when getting an estimate for coolant leak repair costs. The cost can vary based on the detection method used, the source of the leak, and the amount of damage that needs to be repaired in the aftermath.
family spending time together at home
Jun 12, 2025
Jun 12, 2025
Time for a new oil tank? If your HVAC system isn’t performing like it should, you need to know the factors that impact oil tank replacement cost.
A heating and cooling system situated outdoors
Jul 18, 2025
Jul 18, 2025
HVAC replacement costs depend on a lot of factors, like unit type, size, and labor. See what you can expect to pay for HVAC replacement here.
A young woman turning on a thermostat
Apr 1, 2025
Apr 1, 2025
Air ducts and air vents work together to heat and cool a home, but they aren’t the same parts. Learn the main differences between air ducts vs. air vents.
worker installing duct system
Jun 9, 2025
Jun 9, 2025
Leave duct size calculations and installations to pros, but you can still use this duct sizing chart to understand the project better.
Mother helping daughter put on coat
Apr 3, 2025
Apr 3, 2025
Entering your home should remove a chill, not create one. If your house is colder than the outside, talk to a pro to find the cause and fix it.