How Much Does a Termite Inspection Cost?

Matt Marandola
Written by Matt Marandola
Updated January 11, 2022
An open plan rustic kitchen
Photo: Andreas von Einsiedel / Corbis Documentary / Getty Images

A termite inspection costs around $165 on average

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Termites are one of the last things you’ll want to find in your house. These little bugs will eat away at the wooden portion of your home and can cause multiple thousands of dollars in damage and termination fees. Termite inspections are imperative in stopping any damage in its tracks. The cost of a termite inspection will vary anywhere from being free to upwards of $300.

How Much Does a Termite Inspection Cost by Size?

The cost of a termite inspection can vary quite a bit based on the size of your property. For instance, typical family homes of around 1,600 to 2,000 square feet may end up being free by most big-name companies. But if you need an inspection on a commercial property that’s 4,000 square feet or more, then you may end up paying upwards of $450.

Prices and policies will depend on the termite control company you hire near you, so be sure to call ahead of time to see if this pricing system applies.

How Much Does a Termite Inspection Cost by Type?

When you’re buying a home in most parts of the United States, you’re typically required to get a termite inspection. The type of loan you’re going for will impact the total cost of the termite inspection. Someone who has a conventional loan from a financial institution will have different requirements than someone who has obtained an FHA or VA loan.

Termite Clearance Letter

A termite clearance letter is the standard report for most lending companies, regardless of whether your home loan is conventional, FHA, or VA. These reports tell the lender that there are no creepy crawlies running about your home wreaking havoc. The typical cost of a termite clearance letter is around $150 on average.

You may need to work quickly if your offer is accepted for your future dream home, though. Some lenders require a report within 30 to 90 days before they can continue with the closing process.

Termite Bond Agreement

If termites moved into your home before you did, you’ll need a termite bond agreement. This agreement is essentially a game plan to tackle the termites and check to see that they’re staying away from your home. Lenders often require this bond before you can continue with the transaction.

Because this process includes treatment, expect to pay around $1,250 on average for a termite bond. This cost may also be tied into the final cost of the home, depending on the lender. This process may save money in the long run, though, as fumigation may cost upwards of $4,000 if the infestation is large enough.

CL-100 Inspection

CL-100 inspections only apply to those living in South Carolina. But with over 5 million people living in the state, this policy still applies to many. This report works the same as a termite clearance letter but focuses on all wood-destroying insects and fungi rather than only termites.

A CL-100 will cost around $160 on average and is only good for 30 days. So if you’re in South Carolina and are in the process of buying a home, this is one of the first tasks you’ll want to complete.

WDO Inspection

WDO stands for wood-destroying organisms and is a little broader than the CL-100. Lenders may require these inspections if there’s a history of wood damage in the home and is not limited to only South Carolina. The total cost of a WDO inspection is around $150 on average.

Common WDOs include:

  • Subterranean termites

  • Drywood termites

  • Dampwood termites

  • Wood-boring beetles

  • Carpenter ants

  • Carpenter bees

  • Soft rot fungi

  • Brown (dry) rot fungi

  • White rot fungi

Annual Inspection

If you’re not buying a home and you’re only looking for an annual inspection, you likely don’t need to worry about paying. Most companies offer yearly inspections for no cost. If there’s no sign or history of infestation, then you may only need a check every other year.

One-Time Inspection

A one-time inspection will likely also be free. The reality of the situation is that if you see signs of a termite infection, there’s at least something causing damage to your home. Even if it’s not termites, a pest control company will probably be able to help you in some way.

How Much Does a Termite Inspection Cost Near You?

Termite inspection tends to be a straightforward process and doesn’t necessarily matter where you live. But, you are more likely to get termites in warmer areas of the United States. So this does mean that if you live in Florida, you have a higher chance of having termites than someone living in Illinois.

How Much Does Termite Inspection Cost to Do Yourself?

The backyard of a house with a wooden deck
Photo: Lisa Romerein / Stone / Getty Images

You can always perform a termite inspection for free yourself, but you run the risk of missing damage. Since it’s typically free for a pest control company to do the inspection portion, there’s no harm in calling someone to come and check it out. In fact, you may save yourself money down the road if they catch something that you didn’t.

FAQs About Termites

What are common signs of a termite infestation?

Common signs of termite infestations include:

  • Detached wings throughout the home

  • Mud tubes

  • Hollow-sounding wood

  • Buckled wood

  • Termite droppings

  • Small holes in drywall

  • Bubbling paint

  • Any damaged wood throughout the home

How much does termite extermination cost?

Termite treatment costs around $1,550 on average, depending on the seriousness of the infestation. Large infestations require fumigation, which means you’ll need to pack your bags and stay somewhere else for a day or two. Fumigation can range anywhere from $1,000 to $4,000.

Where should you look for termite damage?

A termite colony can find its next smorgasbord in any wooden area in your home. Common spaces you should check include:

  • Deck

  • Fence

  • Roof trusses

  • Home exterior

  • Shed exterior

  • Kitchen cabinets

  • Bathroom cabinets

  • Wood frame

  • Insect colonies around the yard

  • Any trees on the property

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