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Tree Service questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Some people prefer to leave or even carve a leftover stump, but we recommend removing it if possible. You can often dig out smaller trunks with a shovel once they have died and dried out. You can have stumps professionally removed, or request a service to grind them down to ground level so they can be replaced with other landscaping or objects.

Deciduous shade trees (the type of trees whose leaves fall off in autumn) need to be pruned in late winter—between February and March. That’s because it’s easier to find and remove sick or dead branches when no leaves are present. And wounds close and heal faster in colder temperatures so pruning them at this time also makes them less prone to infection.

Poison oak is similar to poison ivy in that it's in the same family of plants. Poison oak is identifiable by its rounded-off leaves and hairy leaf texture. Tree-climbing varieties live primarily in western states while low-growing poison oak bushes occupy the eastern states. Treat poison oak like poison ivy to get rid of it permanently.

Carefully pruning small roots no thicker than three inches in diameter won’t harm the tree. However, cutting larger roots may impact the tree's stability and nutrient absorption. It's advisable to consult an arborist or tree care professional to evaluate the root's size, the tree's health, and the potential impact of cutting. Proper tree pruning techniques and timing can minimize damage, but larger root removal may necessitate expert guidance to avoid compromising the tree's overall health and stability.

The Albion, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.