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Using Epsom salt to kill a tree stump typically takes between six and 12 months. While this may seem like a long time, it is significantly faster than the natural decomposition process, which can take up to seven years. This method is a viable DIY option for stumps that do not pose an immediate hazard. If you need a faster solution, you can hire a professional for stump removal or grinding, though this may cause more damage to the surrounding ground.

For small trees, tree removal should take just a couple of hours to complete. Assume that a mid-sized tree will take between four and eight hours, depending on the extent of the equipment required and the health of the tree. Remember to add up to two hours for stump removal. Larger trees could take as long as one or two working days, about eight hours each.

A standard tree removal doesn’t include stump grinding. If you want your contractor to remove your tree and grind the stump, you must pay an extra charge. That said, you’ll likely save on the cost of stand-alone service—especially if it’s a small tree and they can finish both jobs in a single trip.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.