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Tree Service questions, answered by experts

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Pruning a tree is a yearly DIY job that involves removing small dead branches, leaves, and blooms to help the tree grow bigger and stronger. You can often complete the job with basic home gardening tools. Trimming a tree, however, removes larger sections to control the direction the tree grows in and protects your home, utility wires, and yard from potentially dangerous branches.

It is good to spray water on a Christmas tree to help keep the needles hydrated. Spraying a Christmas tree with water prevents dryness, stops needles from falling off, and reduces the risk of fire.

It is possible to burn out a tree stump if it is dried out and in an area of your property with a large buffer. Drill holes in the stump and dig around the base so it burns more easily. Then, build a small campfire on top using kindling and firewood. You’ll need enough to keep the fire going for many hours to completely burn out the stump, especially if it’s large. 

Monitor the fire closely to ensure it doesn’t spread, and have a hose on hand if it starts to get out of control. When the fire is out, break apart the burned stump and dig out what’s left of it.  

If this sounds like a good option, learn more about how to burn a tree stump before attempting it, as it does come with risks.

The best pro to hire for spraying trees is a tree maintenance specialist. These pros are well-versed in selecting the right spray treatment and applying it properly to ensure there’s no collateral damage to the tree or surrounding landscape. Many tree maintenance services employ certified arborists, but for these routine visits, the extra investment usually isn’t necessary.

The Orchard, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.