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If a tree isn’t pruned, it can inhibit proper growth and fruit production, cause damage to both the tree and your property, and create entry points for pests and diseases. Pruning a tree enhances its stability, appearance, shape, and growth. Pruning trees regularly can also save you money long-term by avoiding overgrown or dangerous dying trees.

Since overwatering can harm mature trees just as much as a lack of water, it’s important to know the signs of an overwatered tree. If your tree’s leaves are yellowing, wilting, or dropping leaves, it’s likely that you’re overwatering. Other common signs include rotting, fungi, soggy soil, soft or peeling bark, falling leaves, and brittle roots. 

If you realize that you’ve been overwatering your mature tree, stop watering and give the soil time to dry out. Then moving forward, increase time between watering sessions. 

Some fast-acting products can rot a tree stump in four to six weeks. Keep in mind, these products contain harsh chemicals that may prevent regrowth in the area. Other products, like fertilizer that contains lots of nitrogen, can enhance the process and rot a stump in about a year. (This is compared to the ten years it can take naturally for a stump to rot.)

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.