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You should not trim an oak tree in the summer. Oak trees are especially susceptible to disease, and open tree wounds are an invitation for beetles that carry tree-killing fungus. If there’s no risk that the oak tree will do damage to your property or hurt someone, it’s best to save the trimming for fall or winter. If you can, seal the wound with latex to prevent fungus from getting inside.

Yes, you should trim the lower branches of your maple tree for safety. Trimming maple trees as they grow helps lift the crown and canopy and trains it to grow straight up. A good rule of thumb is to prune enough branches to leave 6 feet of clearance under the tree.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

Your local government is usually in charge of pruning trees on public property, and the power company is responsible for trees near power lines (even if they’re on your property). Whether or not they top these trees depends on their approach to pruning. You won’t be able to do much to control this, but you can contact them to find out more about their pruning process.