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Fire Pit Installation questions, answered by experts

If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.

Grounding is a great first step to prevent electrical shock, but you can take it further with GFCI outlets and AFCIs (arc fault circuit interrupters). In particular, AFCIs help protect against the type of electrical arcs that cause fires, like if a mouse chews on a wire or your laptop starts overheating at the wall. These are required in some areas of your home.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Signs that your dryer is about to catch fire include a burning smell or the dryer and the clothes getting hotter than usual. If this happens, turn the dryer off immediately and call a repair professional. Another less urgent sign is that your clothes are taking longer to dry than normal. If this is the case, check the lint trap, vent, and duct to make sure they are all clean. If they are, you may need to call a pro to find the source of the issue.

The Milan, MI homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.