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Most experts recommend getting three to five HVAC quotes from licensed, insured, reputable local heating and cooling companies. Getting multiple detailed HVAC quotes (but not too many) lets you compare the equipment, services, and prices of several contractors without being overwhelmed by options. It can also let you see if one contractor’s prices are much higher or lower than the others and give you a chance to ask for clarification. That way, you can weed out any contractors who aren’t providing quality services or materials and find the company that best meets your budget, quality requirements, and long-term goals.

Overall, heating your home with an oil furnace tends to be less expensive than heating your home with an electric heating system. Oil heating systems stay warm for longer periods of time without drawing a constant electrical current to maintain a temperature. Plus, heating oil systems typically have a longer lifespan and lower price tag than their electrical counterparts, resulting in short- and long-term savings.

Warmed or cooled air can escape your home through drafty windows and doors. If you notice any gaps, be sure to caulk and seal them. You can also hire a local pro for an energy audit to get a list of energy-saving recommendations. 

Finally, check your insulation. It can settle in over time and become less effective. The Environmental Protection Agency (EPA) estimates that you can save an average of 15% on heating and cooling costs (or 11% of total energy costs) by sealing leaks and making sure attics, crawl spaces, and basements have a nice layer of insulation.

There are several types of home radiators, and the most common are steam heat radiators, electric radiators, and dual-fuel radiators. Steam heat radiators are connected to a boiler. Electric radiators can operate without being connected to anything else—they just need an electrical outlet. If you have a dual-fuel radiator, you’ll see a valve at the bottom of the system with a wire coming out of it and going into a wall. These are often your towel radiators in the bathroom. The type of radiator you have will impact how you turn it on.