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Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Your chimney comes with dampers, which are similar to air vents. Dampers are metal plates that allow hot air and smoke to flow from the fireplace up your chimney and out of your home. When you close the damper, it prevents cool air from getting into your home. This is why you’ll want to check to make sure your damper is open before starting your fireplace and you want to ensure it’s closed after the fire goes out. You can open and close them via an external knob, pull chain, or lever. 

The timeframe for a gas fireplace installation typically ranges from 1 to 7 days, depending on the complexity of the project. A basic installation with gas line connections and venting may take 1-3 days, whereas a more involved project that includes framing and masonry work can take 3-7 days.

Yes, you can put a freestanding one in a corner if you’re tight on space. Because pellet stoves don’t get as hot as other types of wood stoves, there only needs to be 3 inches of clearance from the wall on each side. Placing it in a corner should not impact the ventilation—you’ll still need to follow safety precautions by not installing too close to a window. Typically, it’s 4 feet from a window or 18 inches if the stove uses an external air source for combustion. Always check the owner’s manual for specific instructions.