Get matched with top fire pit installation pros in Forest Heights, MD

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Your pilot light needs to be on whenever you’re using your furnace to heat your home. However, you might decide to turn it off during the summer months, when you don’t need heating. Doing this can save you a little bit of money on utility costs—just make sure you’re fine with relighting your pilot light (or hiring a professional to do it) when fall comes around and you’re ready to get cozy.

Yes, a faulty or broken light switch can be a serious fire hazard. Malfunctioning switches often result from loose wiring, exposed connections, or other electrical problems that can cause overheating or sparking. Warning signs include crackling, popping, or hissing sounds when you flip the switch, which indicates live electricity that could ignite nearby flammable materials. If you suspect your light switch is faulty, immediately turn off the power at the circuit breaker and contact a qualified electrician to remedy the issue.

Fire sprinkler systems give your home’s value a boost. Potential home buyers are looking for a safe place to settle, and a well-maintained sprinkler system can provide peace of mind. Plus, some homeowners insurance policies offer discounted rates for homes with this type of built-in system, thanks to the decreased risk of fire.