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A sewage ejector pump is necessary if you have any plumbing fixtures, such as a bathroom, laundry room, or sink, located below the level of your home's main sewer line. Standard plumbing relies on gravity to move wastewater and solid waste to the municipal sewer or septic tank. However, for fixtures located below grade (e.g., in a basement), gravity is not sufficient.

The purpose of a sewage ejector pump is to actively pump this wastewater and solid waste upward into the main sewer line. Without an ejector pump in this situation, wastewater would have no way to exit and would eventually back up, causing a sewage overflow or flooding in your basement. If all of your home's plumbing is on the main floor or higher, gravity can handle the drainage, and an ejector pump is not needed.

Whether professional drainage installation is covered by insurance depends on your specific policy and the circumstances. In some cases, homeowners insurance may cover the cost if drainage problems pose a risk to your home's foundation or structural integrity. However, it's essential to review your insurance policy, understand the terms and conditions, and consult with your insurance provider to determine if your particular situation qualifies for coverage. Coverage may vary, so it's crucial to clarify the details with your insurer.

The regulations around whether drain pipe installers need to hold licenses or certifications differ based on where you live and the type of drain pipe installed. Municipalities have varying rules and regulations about who can and can’t perform plumbing work. However, we recommend hiring a certified plumber to install or modify your drain lines. Licensed plumbers will perform a high-quality, professional installation, which translates to a lower risk of clogs and leaks in the future. Use Angi’s state licensing tool to confirm the license status of your potential plumber before hiring them to install your drain pipe.

Some questions you should ask before hiring a plumber or drainage installation company include:

• Are you licensed and insured?

• Do you have any customer testimonials I can read?

• How do you handle unforeseen challenges that occur during the job?

• Is your fee a flat rate or hourly?

• Do you do the work, or do you have subcontractors?

• Is everyone who does the work licensed and qualified plumbers?

• Is cleanup included in the quote?

• Do you offer a warranty or guarantee on your work?