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Homeowners insurance doesn’t usually cover a sinking foundation. While insurance will cover some kinds of foundation damage, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.

Overwatering can cause issues like water pooling and drainage problems. To prevent overwatering, monitor your soil levels on a regular basis and change your watering schedule as necessary.

Whether or not repairing your foundation is worth it before selling depends on the extent of the damage, the cost of the foundation repair, and your timeline for relocating. If the damage is major or structural in nature, chances are you’ll sell at a higher price if you take care of the problem beforehand. You should consider the cost of the repair first, though, as laying out thousands might not be possible with your budget. Additionally, if you’re in a rush to relocate, you might want to repair before selling so as not to limit your buyer pool.

The average home foundation lasts between 80 and 100 years, but some can last much longer with proper maintenance and routine inspections. The lifespan depends on the foundation type, soil conditions, climate, and construction quality. Poured concrete walls can last up to 200 years, brick or stone foundations over 100 years, cement block foundations 80 to 100 years, and pier foundations about 75 years. Factors that can shorten a foundation's life include expansive clay soil, poor weather conditions, low-quality building materials, improper construction, and tree roots. Signs of damage include sloping floors, bowing walls, cracks, and doors or windows that stick.