Get matched with top concrete repair specialists in Ruidoso Downs, NM

Cement companies offer a wide variety of services, including delivering and pouring concrete for home foundations, walkways, patios, driveways, concrete steps, pools, pool decks, and more, plus concrete repair and patching. Most companies also have the ability to demolish and haul away old concrete landscaping features. It’s a good idea to reach out to a few different companies before hiring to make sure you choose one that can tackle the entirety of the project you have from start to finish. This method will typically save you some money over hiring multiple contractors.

The best solution to fix a foundation crack in your basement floor depends on the underlying cause. If you just have hairline cracks from settlements that are no longer growing, the best option is to seal them with a crack sealant. If the cracks continue to grow, one edge rises above the other, or there are signs that water is getting in through the crack, a professional repair will be necessary. Depending on the root cause, your professional may employ foundation underpinning or some other type of stabilization, seal the cracks, or install a drainage system.

If your building department catches you or a contractor doing foundation work without proper permits, they will likely put the work on hold until you secure the necessary permits, which can cause delays of days or even weeks. You can also face violation charges for construction without a permit, which can cost hundreds, depending on where you live.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.