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Fire Pit Installation questions, answered by experts

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

A spark arrestor is a simple metal mesh device that prevents flammable particles from escaping from a combustion source and causing a fire. You typically find these attached to gas or diesel engines on things like cars, generators, and garden tools (lawnmowers, chainsaws, etc.). Fireplace or wood-burning stove chimneys also have spark arrestors attached to or sitting under the chimney cap to capture burning embers.

The NFPA model codes and International Residential Code (IRC) mandate that all new one- and two-family homes have fire sprinkler systems. However, all municipalities are different. The best way to determine if your municipality requires fire sprinklers is to contact your state fire marshal’s office. One reason to install a fire sprinkler system is that it’s the first line of defense in putting out a fire and alerting your family of emergencies.

Yes. Even when it’s not in use, an outlet is still connected to wiring, and if the wiring is faulty or wet, a fire can occur. Broken outlets can also cause fires, for the same reasons; in fact, most broken outlets are broken due to damaged or worn-out wiring. It’s worth replacing outlets that are old or damaged with the help of an electrician.

Fire sprinkler systems give your home’s value a boost. Potential home buyers are looking for a safe place to settle, and a well-maintained sprinkler system can provide peace of mind. Plus, some homeowners insurance policies offer discounted rates for homes with this type of built-in system, thanks to the decreased risk of fire.

The Emerson, NJ homeowners’ guide to fire pit installation services

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