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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

A spark arrestor is not the same as a chimney cap. Both sit on the top of the chimney. However, the cap keeps debris from entering the chimney, and the spark arrestor’s primary function is to prevent burning embers from escaping. Some spark arrestors are integrated into the chimney cap, and others are installed separately.

You should only use water to put out a fire in your fireplace in an emergency situation. Even then, it is better to use a fire extinguisher to put out a fire quickly. Make sure every room in your house that has a fireplace also has a fire extinguisher—and that everyone in your household knows how to use one.

Regular professional chimney cleaning and a well-fitting chimney cap are two of the most effective measures to help prevent flue blockages. Annual cleaning keeps the flue from developing a thick layer of creosote. The chimney cap keeps debris out and stops critters from going down your flue for shelter while carrying clog-worthy nesting material.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

The Oradell, NJ homeowners’ guide to fire pit installation services

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