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Hiring an arborist costs around $900 on average, with prices ranging from $250 to $2,500 or more. Some arborists charge an hourly rate, typically between $100 and $350 per hour. The final cost depends on several factors, including the type of work, the number of trees, accessibility, and whether you hire an independent arborist or a larger tree service company. When hiring, you should also consider their experience and insurance coverage.

Below are some estimated costs for common arborist jobs:

• Small tree removal: $300 to $500

• Large tree removal: $500 to $2,000 or more

• Tree health assessment: $150

• Trimming a small tree: $75 to $200

• Trimming a large tree: $150 to $400

• Dealing with invasive species: $150 to $1,000 or more

If you aren’t sure what you’re doing, be very careful when cutting mature tree roots (roots larger than 2 inches). Root cutting and pruning can affect both a tree’s stability and its ability to nourish itself. Issues during root cutting can result in damage or injury. 

It’s recommended you call in a pro to help, unless it’s a very small tree and you aren’t worried about the prospect of losing the tree.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

A dead tree should always be cut down, because it could fall and cause injuries or damage, and it can also attract insects like carpenter ants. A tree that’s diseased beyond repair should also be cut down, but it’s not always easy for a homeowner to tell. Signs of disease include dying branches, a hollow trunk, leaning, and discolored or missing leaves, but your best bet is to hire a local arborist who can evaluate the tree and tell you if it can be saved or should be cut down.