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Arborists questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Many species, especially when well-established, are not fans of transplantation. You’ll need to decide if you want to risk splashing the cash, understanding that transplantation isn’t always successful. Again, this is where hiring a pro is helpful, as they can give you all the essential info you need to ensure your tree stands a fighting chance.

The speed of your tree root removal process depends on a few different factors, including the size and type of tree. However, the fastest method of killing tree roots is applying chemical herbicide, which starts working quickly and efficiently. But this removal method has its drawbacks, such as having a negative effect on the surrounding vegetation and landscaping. Other options like rock salt and stump grinding work relatively quickly and cause less damage to your yard.

Ideally, you should wait to prune until trees have gone dormant in late fall to early winter. The worst times to prune trees are early fall and late summer, as pruning them so close to dormancy makes it difficult for the tree recover before it goes dormant for the season.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

The Verdigre, NE homeowners’ guide to arboricultural services

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