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Arborists questions, answered by experts

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Pruning is an effective way to prevent a diseased branch from infecting the rest of the tree. If the infection isn’t caught early enough and the pathogen has spread to the trunk or the majority of the branches though, it is too late to prune off the affected areas and you’ll likely need to remove the tree.

Since overwatering can harm mature trees just as much as a lack of water, it’s important to know the signs of an overwatered tree. If your tree’s leaves are yellowing, wilting, or dropping leaves, it’s likely that you’re overwatering. Other common signs include rotting, fungi, soggy soil, soft or peeling bark, falling leaves, and brittle roots. 

If you realize that you’ve been overwatering your mature tree, stop watering and give the soil time to dry out. Then moving forward, increase time between watering sessions. 

The speed of your tree root removal process depends on a few different factors, including the size and type of tree. However, the fastest method of killing tree roots is applying chemical herbicide, which starts working quickly and efficiently. But this removal method has its drawbacks, such as having a negative effect on the surrounding vegetation and landscaping. Other options like rock salt and stump grinding work relatively quickly and cause less damage to your yard.

Licensing requirements for arborists, also known as tree surgeons, vary by state and municipality. Many areas require a license, which often involves specialized education and experience. Even if not mandated, it's wise to hire a licensed professional as they tend to have more experience. Beyond licensing, look for certifications from organizations like the International Society of Arboriculture (ISA) or the Tree Care Industry Association (TCIA), as this indicates a higher level of expertise. Certified arborists must typically pass a comprehensive exam. Always confirm that the arborist has a business license and is fully insured to protect yourself from liability. Seeking positive recommendations from local homeowners is also a good step in finding a qualified professional.

The Creighton, NE homeowners’ guide to arboricultural services

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