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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Spiders are tiny creatures that can squeeze through the smallest cracks, so it’s impossible to guarantee eradication of every one within a home. However, understanding how to get rid of house spiders helps you be proactive with preventatives, minimizing the chance of an infestation taking hold. And if you do end up with a spider colony, thankfully, there are effective strategies for controlling the numbers.

Flea and bed bug infestations are equally difficult (and gross) to remove from your home, requiring professional treatments and long-term follow-up prevention. However, fleas are worse pests to have in your home because they can carry and spread disease to your pets and household members. You should take action to eradicate fleas and bed bugs as soon as you spot them in your home.

Fleas thrive during the warmer months, starting in March and running through November. However, the prevalence of these pests depends on the climate in your state. That’s why it’s important to stay vigilant for fleas on your pets and property during spring, summer, and fall. Be sure to apply flea prevention sprays and medications to their coats as directed by a veterinarian.