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Tree Service questions, answered by experts

In general, trees should be planted no closer than 15 to 20 feet from your foundation. For larger trees with far-reaching roots like maples, oaks, or poplars, a good guide is to plant as many feet from your home as the tree’s height is expected to reach at maturity. Some trees, like elms and willows, should only be planted far from where their roots may encounter sewer or water lines.

The Christmas tree type that smells the best to you will ultimately depend on personal preference. But if that classic Christmas tree smell is important to you, choosing a type of tree known for its scent is a safe bet. Try a balsam fir for a spicy, comforting scent or a Douglas fir for a sweeter smell. You may also like Fraser firs, Scotch pines, and blue spruces.

Grinding down a tree helps reduce the risk of foundation damage and pests and even helps your home’s curb appeal. Stumps can also be a safety hazard. If grass grows above the stump and someone else mows your yard, they may be in for a rude awakening when they accidentally hit it.

We recommend removing the stump, and grinding is a popular way to do it. You can also dig out small stumps or stumps that have fully decayed instead of grinding them. However, don’t try using acids or fire for killing a tree stump, which is a fire hazard and illegal in many areas.

Leaving the stump alone invites eventual problems, including attracting termites, mold, and fungi.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

The Decatur, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.