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Tree Service questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

In most cases, your neighbor is responsible for roots from their tree that cause damage to your property. If your pavement, the foundation of your home, or a fence is damaged by roots from a neighbor’s tree, you likely will have legal recourse for financial relief. While it’s better to notify your neighbor of any problems you notice as soon as they arise to avoid costly damage, there are some instances where filing a civil suit is your only recourse. Your homeowner’s insurance company might wish to do so on your behalf if you file a claim.

Light-bark trees are most notorious for producing lots of sap when wounded. These varieties include maples, birches, poplars, dogwoods, magnolias, and elms, and they will bleed more when the trees are dormant. That’s why it’s a good idea to prune them in the summer months rather than waiting until winter.

The best way to protect tree roots is to avoid the roots entirely by excavating outside the root radius of the tree. For nearby projects, it’s a good idea to construct a temporary retaining wall. But that’s not always possible, depending on the project and the root system. In these cases, consider using alternative equipment like an auger to tunnel under the ground.

Remember, tree roots can damage nearby cement foundations as they grow. If a tree is close enough to interfere with large excavations, it may be better to remove the tree than risk future problems.

Yes, it can be good to remove dead branches from trees. Dead branches can lead to rot in other areas of the tree. They can also cause damage if they fall on a house, shed, fence, car, pool, or other structure or property. However, it’s important that dead branch removal is done safely. If the branch is high in a tree or requires a lift or ladder to access, consider calling a professional tree removal company, as they will have the experience and equipment to do the job safely.

The Winnebago, NE homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.