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It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

The safest way to cut down a tree is to make sure you’re completely prepared and have done all the necessary safety checks, including double-checking your equipment is in good working order, you have plenty of clearance to fell the tree, you’re wearing all the safety gear, and you have a partner to help you (who should also be wearing safety gear). 

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

Palm tree stumps can take as long as seven to ten years to rot naturally. Whereas some tree stumps rot within a year, palm trees tend to last longer due to their deep root networks. Chemical rotting (described above) can help speed the process up so your palm tree stumps rot in under two months.