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Install Above Ground Pools questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

While salt water pools are slightly more expensive to install and run, they offer a better experience with less irritation to the skin, eyes, and even hair. Salt water is also less harsh on swimsuits and pool accessories. As a result, some homeowners feel the extra expense is worth it.

You can build a plunge pool in an 8-by-8-foot space. Many plunge pools are about 8 to 12 feet wide, 2 to 24 feet long, and 4 to 8 feet deep. While these pools are smaller than your average swimming pool, you may want additional space for a deck or patio to surround the plunge pool.

No, stock tank pools do not get too hot, even when they are set up in a sunny location. Many stock pools are made with galvanized steel and are designed not to get too hot to touch. When your pool is full of water, it is less likely to get hot. The water might be warmer than it would be in an above-ground pool, but it will not be uncomfortable.

If you have kids and want to be extra cautious about the temperature of the stock tank, you may want to set up an umbrella for shade over the pool area.

Building an inground pool is a job best left to the pros. Excavating the area and building the pool requires heavy equipment and specialized training, and pools have complex plumbing and electrical systems. Unless you’re experienced in these areas, you’re better off hiring a pool contractor to make sure the job gets done safely and correctly. 

The Terry, MT homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.