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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

You can have an automatic pool cover with a saltwater pool, but it’s important to know that the small levels of salt in your pool can eventually corrode the metal parts of the pool cover. This means you’ll have to keep your unit clean, especially the reels, pulleys, and tracks. As with any other pool cover, test your chlorine levels weekly and keep them on the lower end of the threshold.

The life expectancy of a gunite pool is about 100 years or more with proper care. Clean your pool at least once a week and plan to resurface it every five to seven years. For winter, close down the gunite pool but don’t drain it. And you can increase your gunite pool’s longevity by repairing any damage and addressing any issues as soon as you notice them.

Pool chemical levels should include a pH between 7.4 and 7.6, alkalinity between 80 to 120 ppm, and chlorine from 1 to 3 ppm. The size and type of your pool determine additional chemical levels, such as stabilizers and pool shock, but you can get to know these numbers using our pool maintenance 101 guide.