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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

It depends on your priorities. Many homeowners enjoy the health benefits of a swim spa. The heated water boasts the benefits of a hot tub, which some people find helps relieve pain, increase circulation, and aid in stress relief. You’ll also be able to use it for exercise like you would a lap pool. It’s a two-in-one product.

It’s okay to leave a pool pump on 24-7. In fact, running it continuously has big upsides, including consistently distributing chemicals, keeping a steady pool temperature, preventing algae growth, and keeping pool water clean. However, there is a tradeoff—operating a pool pump around the clock increases energy costs and can take a toll on the pump’s longevity. If you want to run your pool pump all the time, invest in energy-saving equipment like a variable-speed pump.

The disadvantages of container pools come down to flexibility and customization. Shipping containers come in standard sizes, so the sizes and shapes are limited. They also have a very distinctive look, which may not suit the aesthetic of your backyard. 

Beyond that, while container pools are more affordable than in-ground pools, certain models can be more expensive. This includes the cost to heat your pool, since the metal walls have more heat transfer than other types of pools (which some brands circumvent with insulation).