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Vinyl pools are the least expensive for installation thanks to the relatively low cost of vinyl pool liners. However, vinyl liners do not last as long as fiberglass or concrete designs, which could balance out the cost of the pool overall depending on its size.

At noon, when the sun is at its highest point, sunlight can naturally increase the temperature of a pool by 0.7 degrees each hour, but this can depend on other external factors. For example, evaporation caused by the sun will cause a pool to lose up to 5 degrees for every 1/2 inch of water evaporated. Using a water heater will produce more reliable results.

Chlorine performs several functions, depending on where and how you use it. In drinking water, chlorine in small amounts kills potentially harmful bacteria. It's also a common ingredient in detergents for its whitening properties. Most people associate the chemical with pool use, where it works to kill and control bacteria, germs, and viruses in the water. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.