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Install Above Ground Pools questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

You should always run your pool pump in freezing weather to keep the water moving. Doing so prevents the pool water from freezing and protects your pool from the damage that often comes along with frozen water. You should also run your pool pump when temperatures are approaching freezing, as a precaution. There’s no need to run a pool heater during the winter, as keeping water moving is generally enough to keep it from freezing.

Pavers are a great decking option for pools. They’re customizable, come in a variety of shapes, sizes, colors, textures, materials, and price points, and they’re slip-resistant. Concrete pool decks, on the other hand, are harder to repair and replace if damaged and aren’t as slip-resistant as most paver materials. However, not all pavers are equal in terms of durability, maintenance, and performance. Pavers also have their own cons that may encourage homeowners to opt for stamped concrete instead, such as higher upfront costs.

If you wait until fall or winter, you might see sales on pools and pool materials, enabling you to save a good amount on this home improvement project. Sometimes pool servicing companies try to make space for next year’s inventory, or the materials are cheaper when fewer construction projects happen during colder months. 

How long a pool liner lasts depends on the type of pool. Most in-ground pool liners last between six and 12 years, while aboveground pool liners last anywhere from six to 10 years. You can extend the life of your pool liner by maintaining proper pool chemistry, adding chemicals individually to avoid staining the liner, using a pool cover to protect it from the sun, and keeping sharp objects away from it.

The Hall, MT homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.