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We recommend removing the stump, and grinding is a popular way to do it. You can also dig out small stumps or stumps that have fully decayed instead of grinding them. However, don’t try using acids or fire for killing a tree stump, which is a fire hazard and illegal in many areas.

Leaving the stump alone invites eventual problems, including attracting termites, mold, and fungi.

If you’re buying a small tree with lots of room to grow, expect to pay around $100 to $200 for a potted version. But if you’re buying a larger tree—say one over 10 feet—prices rise, starting in the $500 to $600 range and increasing quickly from there. Keep in mind that paying for professional palm tree planting or transplanting services will increase the cost.

There are a few things you should look for in a stump removal company to make sure you’ll be satisfied with the results:

• Proper business licensing and insurance

• History of positive reviews

• Good rating with the Better Business Bureau

We also recommend asking any company you’re considering the following questions to help find the best value:

• Will you remove the roots as well as the stump?

• Will you haul away wood chips or large portions of the stump?

• What method will you use to remove the stump?

Often, it’s the homeowner’s responsibility to handle the aftermath when a neighbor’s tree falls on their property. But if a tree has been obviously dead for a significant period of time and caused damage when it fell, a case can be made that the owner should have removed it, especially if the neighbor wrote you a letter about the tree or asked you to take it down. This can be grounds for a successful lawsuit in claims court and is a good reason to always pay attention to your trees and remove dead trees before they fall.