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Yes, cold walls are a common indicator of poor or inadequate insulation, especially if the walls feel significantly colder than the air in the room. This suggests that heat from your furnace is escaping rather than being retained. The issue could be that the walls have no insulation, or that the existing insulation is old or has been damaged by water, moisture, or pests. Your best course of action is to hire a professional to investigate. An insulation contractor can determine if you need to add or replace insulation and can often perform the work without creating large holes in your drywall. If you suspect the problem might also be related to your heating system's performance, an HVAC technician can take a closer look.

No, you shouldn’t wrap a towel, old T-shirt, or other porous fabric around your faucets. These materials absorb water, which can make your faucet more likely to freeze. Instead, you want to use waterproof, insulative covers that can seal tightly around the spigots for the best protection against frozen outdoor faucets and pipes.

Garage door insulation can last anywhere from 20 to 100 years depending on the type of insulation. Cellulose has the shortest lifespan coming in at between 20 and 30 years, while spray foam, mineral wool, and fiberglass can last between 80 and 100 years with proper maintenance. 

Humidity plays a role in how long more susceptible insulation materials—like fiberglass—last. Once fiberglass batts reach the 15-year mark, you'll need to routinely inspect your insulation to ensure that it is in mint order.

Structural insulated panels and rigid foam boards have the highest R-value of any insulation that contractors commonly use, with R-values reaching up to around 8.0. These types of insulation are best in extremely cold climates, but they’re generally preferred for new construction, as they can be challenging to retrofit. Blown-in and loose fill insulation provide the next best insulative value, provided the installation is done properly. It’s important to choose an insulation type that meets your needs based on climate, as maximizing R-value may not always be financially worthwhile if you live in a moderate climate.