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Because scorpions are active during the night, it can be hard to spot them—they are often hiding while you’re up and about. They could be hiding in holes in your walls, behind large appliances, under your bed, in your closet, or even inside your shoes. But, if you’ve seen one scorpion in your home, chances are there are more waiting in the darkness. If you’re on the hunt for scorpions in your home, invest in a UV light, as all scorpions will glow under UV rays.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

False chinch bugs are generally smaller and somewhat paler than true chinch bugs, although they otherwise look similar. The name is a bit of a misnomer: They act very similarly and both feed on plants by sucking out their juices. However, chinch bug feeding tends to be very destructive to the plant, while strangely the false chinch bug does relatively little damage.

It can be difficult to know what type of animal is in your attic until you see it. But several clues can help you narrow down the suspects:

• Sounds: Smaller animals like rats and mice make scurrying and tapping/gnawing sounds. Larger animals like raccoons and opossums make louder clambering noises. Also, note when animals are noisy: Squirrels are active during the day, while rats are busiest at night.

• Droppings: Rats and mice leave small, rice-shaped droppings (the rat’s version is significantly larger). Bigger droppings belong to larger critters like raccoons. As long as you’re not squeamish, an image search can help you identify what you’re seeing in your attic.

When in doubt, take photos of damage or other evidence and show them to an experienced pest control pro.