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Install Above Ground Pools questions, answered by experts

Vinyl pools are the least expensive for installation thanks to the relatively low cost of vinyl pool liners. However, vinyl liners do not last as long as fiberglass or concrete designs, which could balance out the cost of the pool overall depending on its size.

Unless you have an alternative to chlorine in your pool to prevent bacteria and viruses from taking up residence in your water, it’s not safe to swim in a pool without enough chlorine. According to the Centers for Disease Control and Prevention (CDC), swimming in a pool with insufficient chlorine could lead to skin and eye irritation, ear issues, respiratory distress, such as coughing and congestion, and various other health issues. Always make sure your chlorine levels are healthy and stable before swimming for proper pool safety.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Gunite pools are not exactly easy to maintain—but we wouldn't call them "high maintenance." It's one of the longest-lasting pool options, but its porous surface does require a lot of care. You’ll need to thoroughly clean the pool often to prevent stubborn algae growth, and the pool will require higher chemical levels to keep it clean. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

The Walkerville, MT homeowners’ guide to above ground pool installation services

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