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Foundation Repair questions, answered by experts

Yes, all basement floors crack in response to the natural settlement of the soil around them and from concrete shrinkage as it cures, and you’ll see hairline cracks as a result. However, you should keep an eye on your basement floor to see if cracks continue to lengthen or widen or show signs of water intrusion. In any of these cases, the problem is likely not settling or shrinkage, and a professional repair is necessary.

You can use epoxy-based concrete fillers to repair small cracks and dents in the floor. For larger damages, remove any debris, then patch the cracks or holes with concrete repair products or resurface the entire floor. We recommend using fast-curing products that cure in four hours. You can also buy a pre-mixed concrete patch and leveler if you are only repairing parts of your floor.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Periodic sealing and cleaning to maintain appearance and integrity.

Detailed inspections and tests to determine the extent and cause.

The Ishpeming, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.