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Foundation Repair questions, answered by experts

If your building department catches you or a contractor doing foundation work without proper permits, they will likely put the work on hold until you secure the necessary permits, which can cause delays of days or even weeks. You can also face violation charges for construction without a permit, which can cost hundreds, depending on where you live.

Yes. A foundation wall can usually be replaced, but you’ll want to call a foundation professional.

A leak under your foundation from a water supply line or sewage line is likely to lead to water pooling on certain areas of your property during rainfall, abnormally fast-growing or green grass in certain sections of your lawn, and differential settlement of your foundation, which can result in large foundation cracks, windows and doors failing to operate properly, a wavy or sloping roofline, or damages or irregularities in your interior walls, including cracks and bulging. If it’s a plumbing line embedded in your slab, you’ll also likely notice above-average water bills.

If you don’t have any access to or knowledge of any area underneath your home, chances are it’s built slab-on-grade. You can also look for the concrete around the bottom edge of your structure; if it’s just a few inches tall, it’s likely a slab. If it’s more than that, has any windows, or you have steps leading to your main entrance, you likely have a different foundation style.

If your foundation repair claim gets denied, the first step is to carefully read over your policy and denial letter so you understand the reason for the denial. Then, gather evidence and documents that can support your case and appeal the denial with your insurance company. If your insurer does not eventually honor your claim, you may want to file a complaint with the insurance department in your state. In some cases, it may make sense to work with an attorney and file a lawsuit.

The Ishpeming, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.