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Foundation Repair questions, answered by experts

If your foundation repair claim gets denied, the first step is to carefully read over your policy and denial letter so you understand the reason for the denial. Then, gather evidence and documents that can support your case and appeal the denial with your insurance company. If your insurer does not eventually honor your claim, you may want to file a complaint with the insurance department in your state. In some cases, it may make sense to work with an attorney and file a lawsuit.

You can patch minor cracks and damage yourself using concrete fillers or mortar. Larger damage may require full replacement of affected slabs. However, water damage to your concrete will never disappear unless you address the root cause causing the water to cumulate. To prevent future damage, you can also waterproof your concrete.

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

Not all cracks in the basement floor signal foundation problems. As the house settles, you’ll notice very thin hairline cracks, which you don’t need to worry about. Cracks that are 1/8 inch or wider should require sealing, while ones that are 1/2 inch or wider require leveling. However, if you have cracks in your basement floor with heaving, you should call a pro to assess the situation. Heaving can lead to uneven flooring, structural issues, and foundation problems.

You'll find a slurry of natural and synthetic polymers, rubbers, epoxies, and resins used to bond old concrete to new concrete. The right bonding agent depends on the method of concrete pouring you choose and whether you're adhering concrete over concrete or concrete over sand and gravel. Some concrete resurfacing mixtures contain bonding chemicals as well.

The Ishpeming, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.