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Foundation Repair questions, answered by experts

While a contractor is on-site repairing your concrete steps, you can have them inspect other concrete surfaces for minor damage. They may be able to fix cracks in your driveway or garage floor during the same visit. You can also ask them to check your home's foundation for minor issues they can address. However, general concrete repair experts typically cannot handle larger jobs, like leveling a sunken foundation. For major structural projects, you will need to hire a structural engineer.

It’s crucial to hire a foundation company that’s professional, experienced, and reliable, starting by choosing local experts with at least five to ten years of experience with your type of project. Local foundation companies will understand the soil and weather conditions in your area and can carry out the best solution based on your property characteristics. You should ask for a list of customer references, read through online reviews, and check for customer complaints and unresolved issues filed with the Better Business Bureau (BBB) before hiring.

Whether you need a permit for foundation repair depends on your location and the scope of the work. Major repairs like foundation stabilization typically require a building permit, while smaller projects such as sealing non-structural cracks or applying waterproofing solutions often do not. It's crucial that your contractor follows all local building codes, as an inspector will review the work to ensure it's up to standard. Failing to obtain the necessary permits can create issues when selling your home and may lead to further damage if the work is not done correctly. Your foundation repair specialist will usually know if a permit is needed and can handle the process for you. You can also contact your local building department or municipal office to confirm the requirements and verify that your contractor has filed the appropriate paperwork.

Foundation repair costs $250 for a minor crack that doesn’t affect the structure’s integrity, although it can cost as much as $800 if it’s a major crack. Call a pro to get it fixed as soon as possible if your crack is bigger than 1/8 inch wide. Additionally, if you need to seal the foundation to fix leaks, it can cost approximately $2,000 to $7,000.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

The Ishpeming, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.