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Foundation Repair questions, answered by experts

Whether your homeowners insurance covers slab leak repairs depends on your specific policy and the cause of the leak. Many policies cover slab leaks resulting from a covered peril, such as a natural disaster, a falling tree, or pipes freezing and bursting within the slab. However, damage caused by invading tree roots, corrosion, or leaks from appliances may not be covered by a standard policy. It's a good idea to also check your home warranty plan for potential coverage if an appliance is the source. Contact your insurance provider for a full explanation of what your policy covers.

You’ll need to reseal the foundation every five to 10 years, depending on the sealant you’ve used, the moisture conditions present in and around your home, and the condition of your foundation. Having a foundation inspection conducted before reapplication can help you catch any problems before you begin resealing. Of course, if you notice any new leaks or other moisture problems at any time, it may be necessary to reseal the foundation sooner.

Some foundation repairs are permanent, like underpinning and exterior drainage systems like the French drain. These fixes address the underlying problems—insufficient support from the soil and hydrostatic pressure on your foundation walls, respectively—so they can last for many decades, making them “lifetime fixes.” There are other solutions to address these issues that will last for up to a decade, making them temporary. These include slabjacking to raise concrete slabs back into place and dampproofing to reduce the water in the soil that interacts with the concrete foundation.

The most expensive foundation repair method is to install helical piers. Helical piers are a type of steel pier used to support sinking foundations in areas with poor soil conditions or deep bedrock. This foundation repair method can cost up to $3,000 per pier, including labor, because of its material and labor-intensive installation process. Total foundation repair costs can easily reach over $20,000 using this method.

Minor hairline cracks in your concrete may not look pretty, but they’re often not serious. It’s when concrete cracks are larger—wide enough that you can slide a credit card into it—that you need to worry. If you monitor a crack and can trace its active expansion over time, you’ll definitely want to call in a pro to inspect it and, potentially, repair it. Want to prevent cracks in your garage and driveway concrete in the future? Stay on top of sealing. Here’s how to seal your concrete garage floor and driveway.

The Munising, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.