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Foundation Repair questions, answered by experts

Always hire a foundation repair contractor the moment you suspect your house doesn't have a good foundation. The longer you wait to address foundation issues, the more likely they can lead to bowing floors, cracks in walls and ceilings, sticking doors and windows, chimney and roof problems, and more. Foundation problems can also let moisture into your home, leading to water damage, mold, and mildew problems.

Yes, you can fix a block foundation. It’s important to address the issue immediately and have a foundation repair professional understand the severity of the issue and determine the best course of action. If the wall collapses before the foundation is repaired, then you’ll have to reassess your entire foundation.

If your foundation repair claim gets denied, the first step is to carefully read over your policy and denial letter so you understand the reason for the denial. Then, gather evidence and documents that can support your case and appeal the denial with your insurance company. If your insurer does not eventually honor your claim, you may want to file a complaint with the insurance department in your state. In some cases, it may make sense to work with an attorney and file a lawsuit.

Whether your homeowners insurance covers slab leak repairs depends on your specific policy and the cause of the leak. Many policies cover slab leaks resulting from a covered peril, such as a natural disaster, a falling tree, or pipes freezing and bursting within the slab. However, damage caused by invading tree roots, corrosion, or leaks from appliances may not be covered by a standard policy. It's a good idea to also check your home warranty plan for potential coverage if an appliance is the source. Contact your insurance provider for a full explanation of what your policy covers.

No, hairline cracks in concrete are generally not a problem as they do not impact the strength and longevity of the concrete. Generally, cracks less than 0.3 millimeter wide don’t impact the structure. Hairline cracks can grow over time and weaken the structure, such as in a home foundation. Some hairline cracks can also cause leaks in a foundation. It’s important to watch the cracks to see if they grow. Contact a concrete contractor if you notice cracks exceeding 0.3 millimeter wide.

The Munising, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.