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Foundation Repair questions, answered by experts

Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage.

Yes. Foundation walls are always load-bearing.

Homeowners insurance doesn’t usually cover a sinking foundation. While insurance will cover some kinds of foundation damage, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.

There are a few ways to reinforce a pier and beam foundation, including installing additional piers and beams for added support and performing underpinning, which redistributes the weight of your home further down into the ground where frost and soil expansion don’t pose a threat to the foundation. The best option for reinforcement varies based on your particular home and the soil conditions beneath it.

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

The Munising, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.