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Foundation Repair questions, answered by experts

If your foundation repair claim gets denied, the first step is to carefully read over your policy and denial letter so you understand the reason for the denial. Then, gather evidence and documents that can support your case and appeal the denial with your insurance company. If your insurer does not eventually honor your claim, you may want to file a complaint with the insurance department in your state. In some cases, it may make sense to work with an attorney and file a lawsuit.

It’s usually not a big deal if your foundation sinks between 2 and 3 inches into the ground after construction, provided the settlement occurs evenly. This is usually indicative of normal settlement that occurs as the soil under your home adapts to the weight of the structure. If the home sinks more into the ground or the settlement occurs unevenly, leaving portions of your home to sink further down than others, then call a foundation repair specialist to address the issue and avoid additional damage.

Not all cracks in brick indicate foundation problems. For instance, small hairline cracks can occur as a new construction settles. However, larger cracks are often a sign of a more severe issue. Indicators of a potential foundation problem include long horizontal cracks, "stair-step" cracks, vertical cracks that appear indoors, or any crack that widens at the top. Other signs of structural damage to look for are uneven floors and doors or windows that stick. These issues could be caused by problems with the soil beneath the home or an overgrown tree.

While a contractor is on-site repairing your concrete steps, you can have them inspect other concrete surfaces for minor damage. They may be able to fix cracks in your driveway or garage floor during the same visit. You can also ask them to check your home's foundation for minor issues they can address. However, general concrete repair experts typically cannot handle larger jobs, like leveling a sunken foundation. For major structural projects, you will need to hire a structural engineer.

Minor slab leaks normally take around three hours to access and fix, provided the leak is in an accessible location. However, a more extensive leak or a leak in a hard-to-reach location can take several days to fix, depending on the resulting damage. You might also want to consider the timeline for the build-back if the leak damages building materials like flooring or cabinets, which can take several weeks, including delivery of the materials.

The Spalding, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.