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Foundation Repair questions, answered by experts

Crumbling concrete steps will affect your ability to drill into the material and affix a sturdy railing. If the damage is primarily cosmetic, you might be able to DIY the repair with a patch kit. If the concrete is badly crumbling, hire a professional who specializes in pouring concrete. The average concrete step repair cost is $500 from a professional, but the extent of the damage will determine your actual cost. The professional may recommend a replacement if the damage is extensive.

The best foundation repair method will depend on the issue you’re having, but usually, foundation instability is best fixed using supportive piers, like steel piers or helical piers. A professional foundation repair contractor or structural engineer should always decide what the best course of action is, and even then, it’s imperative that you also take measures to treat the underlying issue as well, like soil erosion or oversaturation from runoff.

While it can be difficult to identify a bad foundation at first glance, look for large horizontal cracks, discoloration, bulging basement walls, or signs of water damage. You may also see large gaps between the home and the foundation on the outside or signs of pooling water from a recent storm.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Most single-story homes don't have foundations strong enough to support a second story, but they can be reinforced for an addition. A structural engineer can assess your foundation and what needs to be done to get it ready. They'll look at any cracks or unevenness in your current foundation and consider any special framing or beams your home needs, especially if it’s in a high-wind or hurricane area.

“To support a second story, many structural engineers will require that you install additional concrete piers in the crawlspace,” says Tschudi. “This involves hand excavating, pouring a large concrete footing—usually with specially coated rebar—and then building concrete piers right up to the girders.”

The Spalding, MI homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.