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Generally, hailstones that are one inch in diameter or larger can cause significant damage to a roof. However, smaller hail can also cause damage, particularly when accompanied by strong winds, if it strikes an aging or poorly maintained roof, or if hailstorms are frequent in your area. Hail that is ¼ inch (pea-sized) or smaller poses a minimal risk of immediate, permanent damage, but cumulative impacts can cause deterioration over time. The extent of the damage also depends on the roofing material; hail-resistant tiles like slate or certain types of asphalt shingles can withstand impacts better than other materials. If you are concerned about potential damage after a storm, it is always a good idea to have a professional roofer conduct an inspection.

Your homeowners insurance premium may increase if you file a roof claim. Whether your rate goes up, and by how much, depends on several factors. These include your insurance company's policies, your personal claim history, the size of the current claim, and the type of damage. While a single claim after a long period without any may not trigger an increase, frequent claims are more likely to raise your premium. Additionally, insurers might increase rates at renewal due to external factors like changing weather patterns, which are beyond your control.

You can think of a flat roof as a green roof, as it does offer some environmentally-friendly advantages. When considering an eco-friendly flat roof, some of the green roof pros and cons include that you could place a garden with plants on the flat roof. Manufacturers may use recycled materials in the construction of the flat roof for an eco-friendly design.

A shingle roof costs between $7,500 and $24,000 in total. The exact cost depends on the size of your roof and the number of bundles of shingles required. A bundle of shingles typically costs between $40 and $60, though contractors might be able to get a lower price than you’d get buying from a local hardware store.