Can you add home addition costs to a mortgage?

• <div><p>You can’t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans—FHA-backed 203k loans and conventional rehab loans—are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

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Q: Can you add home addition costs to a mortgage?

• <div><p>You can&rsquo;t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans&mdash;FHA-backed 203k loans and conventional rehab loans&mdash;are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

Q: Does a garage add value to your property?

• <div><p>Having a garage installed certainly adds to the value of your home. The consideration is not whether it adds value, but for many, they want to know if adding a garage yields a return on their investment or ROI. While garages can add anywhere from 5% to 20% of the total value of your property, that doesn&rsquo;t mean that they return 5% to 20% of the money invested in building them. Most homeowners build garages for a purpose but know that you can recover your investment when you sell or refinance. </p></div>

Q: Is it cheaper to buy a garage or build one?

• <div><p>In most cases, it&rsquo;s cheaper to build a garage, but it depends on how much of the labor you do yourself. If you can do most of it yourself, it tends to be cheaper than buying a prefab garage. But if you hire a contractor to build it, it&rsquo;ll likely end up more expensive than a prefab garage.</p></div>

Q: Is it less expensive to build a garage or buy a kit?

• <div><p>It&rsquo;s typically less expensive to buy a garage-building kit than to build a garage from scratch if you&rsquo;re supplying all the labor. However, unless you are an experienced builder, you will still need to hire pros to install the foundation, concrete floor, and add electrical and plumbing to your garage kit. In that case, it&rsquo;s worth the investment to build a garage through a <a href="https://www.angi.com/nearme/garage-builders/">local garage builder</a> who can coordinate the hiring of other necessary pros.</p></div>

Q: What is the most affordable house to build per square foot?

• <div><p>Ranch and <a href="https://www.angi.com/articles/what-colonial-style-house.htm">colonial-style homes</a> are often the most affordable to build. They have a common layout with available designs that are easy to adjust in simple ways without having to spend too much on a structural engineer or architect. Both types of homes' symmetry, simple roofs, and often one or two-story plans mean they often fall in the $150 to $200 square-foot range, putting them right around average. </p></div>

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Verified Reviews for Pole Barn Building pros in Temple, OK

*The Angi rating for Pole Barn Building companies in Temple, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

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Last update on November 28, 2025

Reviewed in August 2025
I needed a pad built for a building to set. I had no idea how much goes into leveling and regrading goes into it. Fabulous job! Great customer service and extremely professional. I most defiently recommend!
GRANITE EXCAVATION & CONSTRUCTION
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Reviewed in October 2014
First of all, building a pool is not for the faint of heart. We knew that going in to the process so were very diligent in getting quotes from multiple companies and spending time with each of them. We had a rough design of what we wanted and key features that were important so we used that to...
GOLD MEDAL POOLS & OUTDOOR LIVING, INC
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Reviewed in January 2014
We worked with him for 5-6 months. He builds a quality homes in price ranges that are suitable for each individual. He is not a builder that just takes your money. He is honest and capable. Even though it’s been close to a decade, I still feel comfortable calling him with questions. He is...
PICKARD BROTHER CONSTRUCTION
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Reviewed in January 2014
I found Tierney Plumbing on Angie's list and emailed Ron the day before Thanksgiving. He called me that day and asked me how urgent was it (meaning did we have gas and sewer) and I told him that our pool company's plumber had temporarily patched for us so was just needing the digging of the new...
Tierney Plumbing LLC
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Reviewed in January 2014
We selected them as one of the companies from which we got quotes to do our pool project (new construction). Hank Henry came to our home and reviewed our project and asked many questions about what we wanted. He's a very competent guy and did a good job to understand our needs. He built a...
Riverbend Sandler Pools
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Reviewed in October 2013
I connected to Todd via Angie's list and he responded very promptly. He set an appointment to come to my house and review my project so he could provide a proposal. He showed up on time and prepared. He listened to my objectives and built a competitive proposal for the project. He was very...
Modern Media
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Eric's Handyman Service

5.00(

)

Eric's Handyman Service

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

Here at Eric’s Handyman Service, I specialize in furniture repair and new furniture builds, and that’s already on top of trim work, tile and laminate work, and cabinetry repair. Your home is where you live and if you select me, then I will obsess over fixing your problem until finished with your approval of work performed, or if I can’t accomplish the work I won’t charge you a dime. I have over 20 years of carpentry experience. I have built fixtures for a fast food restaurant chain, and I also have trimmed houses and other related types of work.

"As it turns out, the issue was more serious than a simple adjustment. Eric tried to fix it and then explained what would need to be done. We decided to postpone the project for now. Eric was prompt. He was polite and respectful and explained in detail what would need to be done. It was obvious he has lots of handyman skills! I would hire him again. Also his prices were reasonable."

Barb F on May 2024

"As it turns out, the issue was more serious than a simple adjustment. Eric tried to fix it and then explained what would need to be done. We decided to postpone the project for now. Eric was prompt. He was polite and respectful and explained in detail what would need to be done. It was obvious he has lots of handyman skills! I would hire him again. Also his prices were reasonable."

Barb F on May 2024

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Eric's Handyman Service

Eric's Handyman Service

Toro welding LLC

Toro welding LLC

Pogany Construction Services

Pogany Construction Services

Upswing Remodeling

Upswing Remodeling

Circle R Welding

Circle R Welding

Texwin & Winslow's Custom Buildings

Texwin & Winslow's Custom Buildings

Sooner Road Buildings

Sooner Road Buildings

Childers Fencing and Construction

Childers Fencing and Construction

Robertson Overhead Doors

Robertson Overhead Doors

My Guy

My Guy

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