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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Mice, rats, and other rodents are survivalists. They've developed a set of skills that can help them survive even in challenging, predatory conditions. For that reason, they can be hard to get rid of once they've staked their claim in your home. Often, the best way to get rid of rodents is to keep them from getting into your home in the first place.

Flea and bed bug infestations are equally difficult (and gross) to remove from your home, requiring professional treatments and long-term follow-up prevention. However, fleas are worse pests to have in your home because they can carry and spread disease to your pets and household members. You should take action to eradicate fleas and bed bugs as soon as you spot them in your home.

Squash bugs technically aren’t invasive, as they are native to North America. However, this doesn’t mean that they aren’t incredibly destructive. These pests can cause significant damage to squash, pumpkins, and other cucurbit crops by feeding on plant sap and injecting toxins that cause leaves to wilt, dry out, and die. In large numbers, squash bugs can decimate entire plants (especially younger ones), making them a major nuisance for home gardeners and commercial growers alike.