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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Yes, you should seal and cap an unused chimney to protect it from damage. Sealing the structure helps prevent moisture damage, which can lead to issues like cracks, spalling, efflorescence, and damaged mortar joints. Capping the chimney is also crucial to prevent blockages, damage from invasive critters, and downdrafts, while still allowing for proper air ventilation to manage moisture. For the best results, consult a chimney professional to select the right type of chimney or flue cap for your home. It's also wise to continue with annual chimney inspections to maintain the structure's integrity.

While a hot fire can help heat up and loosen tar within your chimney, making it a recommended step before using a creosote log, it will not burn off significant existing buildup on its own. Attempting to remove built-up creosote with a hot fire is dangerous and can cause a chimney fire. For safe and effective removal of caked-on creosote, the best approach is to hire a professional chimney sweep.

A home fire sprinkler system reduces heat, flames, and smoke within seconds. Fire sprinkler systems hide in walls with sprinkler heads running along the piping throughout your home.

When the air surrounding a sprinkler reaches a specific temperature, the heads closest to the fire activate and release anywhere from 10 to 25 gallons of water per minute.