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When a carbon monoxide alarm goes off, you should always take it seriously. Infrequent and occasional chirps often point to a low battery, a faulty device, or dust buildup (this usually affects smoke detectors and not standalone CO detectors). A continuous alarm signals an emergency, and you should immediately evacuate and call 911. When it comes to carbon monoxide in your home, it’s better safe than sorry.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

A grease fire starts if hot cooking oil comes into contact with a heat source, such as an electric heating element or the flame on a gas range. Once the grease is ignited, it can be very difficult to put out. 

Regular inspections, using dry wood, and installing chimney caps help maintain efficiency and safety.