Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Maple trees start the growing season by developing small groups of red flowers where the tree's fruit, the samaras, will appear in the coming weeks. Later in spring, the samaras, which many call whirlybirds or similar names, develop into single-winged seed carriers that spin when falling or drifting in the wind. 

A general rule is that trees need 10 gallons of water for each inch of the tree’s diameter. For large trees, that can amount to approximately 160 gallons of water or more. Watering big trees to this extent can take quite a bit of time using a hose. For this reason, you may consider installing a soaker hose or sprinkler system to make the job easier.  

The fastest ways to remove a tree stump are by grinding it or burning it.

Stump grinding is often the quickest method, with professionals able to chip away a stump and its roots within a single session. You have the option to hire a professional stump removal service or rent a stump grinder to do it yourself. However, it's important to note that these machines can be large, difficult to transport, and dangerous to operate without prior experience. For safety reasons, hiring a local arborist or landscape specialist is often recommended.

Burning is another fast option. Before you begin, check your local burn laws. The process involves drilling holes into the stump, filling them with vegetable oil, and waiting 24 to 48 hours. Afterward, you can add charcoal bricks to the surface and light the fire, which must be attended at all times.

For a more affordable but much slower alternative, you can use potassium nitrate pellets to accelerate the natural decomposition process. This method typically takes four to six months.