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Since summer is a busy time for tree companies, the cheapest time of year to remove a tree is during the winter. February and March are typically the prime time to hire a tree removal pro, and some homeowners living in colder climates can save around 20% off services. It depends on location and the company, but you can always shop around for the best deal.

It could be anywhere from weeks to years for a dead tree to fall. A dead tree falls based on its weight, how it leans, the state of its roots, the state of decay, and what local windstorms are like, among other factors. Since it’s hard to predict the fall’s timing, it’s important to cut down a dead tree quickly and avoid any unpleasant surprises.

Completely topping a plum tree is a risky business. Cut too much, and you’ll kill your tree. That said, you do need to trim the top of your tree to encourage bushy growth, maintain your tree’s vase shape, and limit size. 

A plum tree's central leader (or trunk) should never extend more than 3 feet above the highest branch. When you first plant your tree, cut the central leader so it’s 2 to 3 feet tall. As it grows, cut it back 12 to 20 inches until it reaches its desired height. Never prune more than one-third of the new growth.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.