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Arborists questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

It enhances property aesthetics, improves tree health, and prevents safety hazards.

The best time to trim trees is in late fall through winter when the tree has slowed its growing for the year. Cold weather stops insects and fungal growth from attacking a new tree wound. Summer and fall are considered the worst times to trim trees, but it’s permissible in certain scenarios, such as tree disease, damaged branches, or small, aesthetic cuts.

Palm tree stumps can take as long as seven to ten years to rot naturally. Whereas some tree stumps rot within a year, palm trees tend to last longer due to their deep root networks. Chemical rotting (described above) can help speed the process up so your palm tree stumps rot in under two months.

Yes, carefully prune back dead branches—don’t wait for pruning season. This helps keep your maple tree healthy and also helps prevent large branches from falling unexpectedly. Don’t seal the cut branch—trees can naturally take care of these wounds—but be sure to remove any source of fungus or pest infestation to help save the tree.

The O Dell, NE homeowners’ guide to arboricultural services

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