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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

If tree branches cross well into your property line, in many cases, these branches become part of your property, and you can trim them up until your neighbor’s property line. However, this issue will vary based on local ordinances, so you should do your research before making any decisions. Better yet, speak with your neighbor about how to handle any tree issues. 

If you don’t mind the branches, you can leave them be, but if they’re becoming a hazard, it’s definitely worth having a conversation.

Salt, herbicide, light deprivation, boiling water, and burning can all help dissolve a tree stump. You can also bury the tree stump in soil or mulch to help it rot naturally. Killing a tree stump prevents future regrowth, but you may also remove it by digging it out or grinding it.

Using vinegar to kill tree roots is just one of the clever ways to use vinegar around the house. The method works best when you apply vinegar as directly to the root system as possible. For example, if the old tree roots and stump are currently exposed, drill holes in the tops of the roots and pour undiluted white vinegar into the holes to soak into the plant. Remember that vinegar can kill the surrounding grass and plants should it pour over the edge.