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Install Above Ground Pools questions, answered by experts

Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

The best time to buy a lap pool is during the fall. While you might not be able to enjoy it for long, you’ll be happy with the money you save. Since fall and winter are the slow seasons for pool companies, they may offer specials or discounts. Talk to a pool installation company in your area to see what deals they have available.

Most importantly, you should never cut corners when building a pool. Whether it’s an in-ground or aboveground, poorly constructed pools are dangerous to both the swimmers and your property. Leaks can even lead to home foundation damage. While you can DIY smaller elements of pool installation, always hire a contractor to oversee the process.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Yes, a pool with a heater will lose more water. The heater warms the water, which increases the rate of evaporation. To minimize water loss from evaporation, you can install a pool cover and keep the pool covered when it is not in use.

The Kalispell, MT homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.